
BRight Titanium Covered Card

Exclusive card, exclusive benefits
Earn up to 1 BRight Reward for every AED 10 spend
2 Valet Parking per month at over 35 locations with minimum monthly spend of AED 5000
0% Installment Payment Plan at Preferred Partners
Easy Cash: Transfer cash to account from credit card and repay in easy installments
Balance Transfer: Transfer balances in easy payments of up to 36 months
Redeem BRight Rewards across 300+ airlines for ticket booking, 300,000+ hotel stay options, gift vouchers for family and loved ones, and online purchases of electronics at www.ajmanrewards.aev

Eligibility Criteria:
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Salary: AED 5,000
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AECB Score: No Minimum
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Bureau: 3 months
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Age: 21 – 60(expat), 65(local)
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LOS: 3 months or Confirmed Employee (whichever is earlier)
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For Self-Employed: subject to turnover criteria
Required Documents:
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Passport and Emirates ID.
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VISA (if applicable).
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Original salary certificate (for non-listed companies).
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One-month pay slip (for listed companies).
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Trade license (for selfemployed individuals with Ajman Bank account)
Tariff of Charges
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Annual fee: FREE for LIFE
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Murabaha Profit Rate: 3.50%
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Supp Card Annual Fee: The first 2 cards are free then AED 50 per annum per card
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Late Payment fees Forced Donation (per instance): AED 125
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Cash advance service fee (per transaction): AED 150
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Card Replacement Fee (per request): AED 75
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Overlimit fee: AED 125
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Processing fee for foreign currency (per transaction): 2% of the transaction amount
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Payment Due date from statement date: Up to 25 days
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Minimum amount due: 5% of outstanding and all charges
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Cash Advance (% of Credit Limit): 90%
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Easy Payment plan Foreclosure fee (per request): AED200